Rates - Reliance Bank

Savings

Accounts	Minimum Balance to Obtain APY*	Interest Rate	APY
Reliance Money Market Savings	$5,000 - $14,999.99 $15,000.00 - $29,999.99 $30,000.00 - $74,999.99 $75,000.00 - $149,999.99 $150,000.00 - $249,999.99 $250,000.00 +	0.10% 0.20% 0.35% 0.45% 0.50% 0.60%	0.10% 0.20% 0.35% 0.45% 0.50% 0.60%
Reliance Savings	$100 - $999.99 $1,000.00 - $4,999.99 $5,000.00 +	0.10% 0.10% 0.20%	0.10% 0.10% 0.20%
Really Green Savings	$0 - $25,000.99 $25,001.00 +	0.25% 0.10%	0.25% 0.10%
Youth Savings	$0 - $999.99 $1,000.00 - $4,999.99 $5,000.00 +	0.15% 0.15% 0.15%	0.15% 0.15% 0.15%
(As of Oct 15, 2024)

Checking

Account	Minimum Balance to Obtain APY*	Interest Rates	APY
Reliance Checking	$0 - $999.99 $1,000.00 +	0.00% 0.10%	0.00% 0.10%
Really Green Checking	$0 +	2.00%	2.01%
Reliance Community Service Checking	$0 - $999.99 $1,000.00 +	0.00% 0.15%	0.00% 0.15%
Money Management	$0 - $4,999.99 $5,000 - $14,999.99 $15,000.00 - $29,999.99 $30,000.00 - $74,999.99 $75,000 - $149,999.99 $150,000 - $249,999.99 $250,000+	0.00% 0.10% 0.10% 0.20% 0.30% 0.35% 0.40%	0.00% 0.10% 0.10% 0.20% 0.30% 0.35% 0.40%
(As of November 1, 2026)

*APY = Annual Percentage Yield

* To obtain the stated APY on your Really Green Checking account, you must have a direct deposit, complete 10 debit card POS transactions, and receive an electronic statement during the month. There is no maximum balance requirement to obtain the stated APY. If the monthly requirements are not met, you will earn 0.05% APY.

For savings, money market and checking accounts; the APY may change any time before or after the account is opened at our discretion. If you close your account before interest is credited, you will not receive the accrued interest. Fees may reduce earnings. Interest on savings and money market accounts are compounded and credited quarterly. Interest on checking accounts are compounded and credited monthly. Interest begins to accrue the date you deposit non-cash items (for example, checks). Interest is calculated using the daily balance method. The Pathway Account does not earn interest.

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Certificates of Deposit and IRA's

Terms	Interest Rate	APY
90 days	3.65%	3.70%
180 days	3.75%	3.79%
9 month	3.70%	3.72%
12 month	3.60%	3.60%
15 month	3.55%	3.56%
18 month	3.45%	3.46%
24 month	3.40%	3.40%
27 month	3.35%	3.35%
36 month	3.30%	3.30%
42 month	3.00%	3.00%
(As of December 2, 2024)

APY = Annual Percentage Yield.

The minimum opening deposit is $500.

$500 is the minimum balance required to earn the annual percentage yield for Certificate of Deposits.

$1,000 is the minimum balance required to earn the annual percentage yield for IRAs.

There may be penalties for early withdrawal:

The 90 day, 180 day, 9 month, and 1 year CD– Interest is credited at maturity. All other CD’s are compounded and credited annually. All certificates are automatically renewable. The 90 day CD, renews at a 90 day term. The 180 day CD renews at a 180 day term. The 9 month CD renews at a 9 month term. The 15 month CD renews into a 12 month term. The 27 month CD renews into a 24 month term. The 42 month CD renews into a 36 month term. Interest rates on Certificates of Deposit are at fixed rates and are paid for the term of the deposit until maturity. Interest is calculated using the daily balance method. Interest begins to accrue the date you deposit non-cash items (for example, checks). If you close your account before interest is credited, you will receive the accrued interest. Fees may reduce earnings.

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