Reliance Bank will be closed Thurs. July 4th, 2024. Happy 4th of July!

Reliance Bank's Lobby will be temporarily closed Mon 6-24, Tues 6-25, & Wed 6-26, 2024 The Drive Up will be open normal business hours 8am-5:30pm. We apologize for any inconvenience, thank you!

Reliance Bank is closed Saturday Nov. 11th, 2023 for Veteran’s Day!

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Online Banking

Savings

Accounts Minimum Balance to Obtain APY* Interest Rate APY
Reliance Money Market Savings $5,000 - $14,999.99
$15,000.00 - $29,999.99
$30,000.00 - $74,999.99
$75,000.00 - $149,999.99
$150,000.00 - $249,999.99
$250,000.00 +
0.15%
0.30%
0.50%
0.55%
0.60%
0.75%
0.15%
0.30%
0.50%
0.55%
0.60%
0.75%
Reliance Savings $100 - $999.99
$1,000.00 - $4,999.99
$5,000.00 +
0.15%
0.15%
0.25%
0.15%
0.15%
0.25%
Really Green Savings $.01 - $25,000.99
$25,001.00 +
0.25%
0.10%
0.25%
0.10%
Youth Savings
$.01 - $999.99
$1,000.00 - $4,999.99
$5,000.00 +
0.15%
0.15%
0.15%
0.15%
0.15%
0.15%
(As of December 20, 2022)

Checking

Account Minimum Balance to Obtain APY* Interest Rates APY
Reliance Checking $.01 - $999.99
$1,000.00 +
0.00%
0.10%
0.00%
0.10%
Really Green Checking $.01 - $100,000.99**
$100,001.00 +
2.50%
0.05%
2.53%
0.05%
Reliance Community Service Checking $.01 - $999.99
$1,000.00 +
0.00%
0.15%
0.00%
0.15%
Money Management $.01 - $4,999.99
$5,000 - $14,999.99
$15,000.00 - $29,999.99
$30,000.00 - $74,999.99
$75,000 - $149,999.99
$150,000 - $249,999.99
$250,000+
0.00%
0.10%
0.15%
0.25%
0.35%
0.40%
0.45%
0.00%
0.10%
0.15%
0.25%
0.35%
0.40%
0.45%
(As of May 15, 2024)
*APY = Annual Percentage Yield

** To obtain the stated APY for daily balances $100,000.99 or less, you are required during the month to have a direct deposit, 10 debit card POS transactions, and receive an electronic statement.  If you don’t meet these requirements, you will obtain the same APY for daily balances of $100,001.00 or more, during that month.

For savings, money market and checking accounts; the APY may change any time before or after the account is opened at our discretion. If you close your account before interest is credited, you will not receive the accrued interest. Fees may reduce earnings. Interest on savings and money market accounts are compounded and credited quarterly.  Interest on checking accounts are compounded and credited monthly.  Interest begins to accrue the date you deposit non-cash items (for example, checks). Interest is calculated using the daily balance method. 

Certificates of Deposit and IRA's

Terms Interest Rate APY
90 days 4.40% 4.47%
180 days 4.75% 4.77%
9 month 4.00% 4.02%
12 month 5.00% 5.00%
15 month  4.75%  4.77% 
18 month 4.95% 4.97%
24 month 4.00% 4.00%
27 month 4.00% 4.01%
36 month 4.00% 4.00%
42 month 4.00% 4.01%

(As of June 17, 2024) 

APY = Annual Percentage Yield.
The minimum opening deposit is $500.
$500 is the minimum balance required to earn the annual percentage yield for Certificate of Deposits.

$1,000 is the minimum balance required to earn the annual percentage yield for IRAs.

There may be penalties for early withdrawal:
The 90 day, 180 day, 9 month, and 1 year CD– Interest is credited at maturity. All other CD’s are compounded and credited annually. All certificates are automatically renewable. The 90 day CD, renews at a 90 day term. The 180 day CD renews at a 180 day term. The 9 month CD renews at a 9 month term. The 15 month CD renews into a 12 month term. The 27 month CD renews into a 24 month term. The 42 month CD renews into a 36 month term. Interest rates on Certificates of Deposit are at fixed rates and are paid for the term of the deposit until maturity. Interest is calculated using the daily balance method. Interest begins to accrue the date you deposit non-cash items (for example, checks). If you close your account before interest is credited, you will receive the accrued interest. Fees may reduce earnings.